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How…how is that possible. Lmao
Its not, I dont have any credit at all. Just a glitch im sure
Correct, 4 is the number you get when you have zero credit history - I ran into this when I was 22. By simply opening a credit card with the bank where I already had checking, my score went to ~700 in a couple months.
So is 4 the default or something?
It’s not.
You make a good point